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Bob DuCharme |
| Credentials | Antique Autos | Rods & Customs | Automobilia |
Whenever
you need an appraisal of an antique, classic, special interest, or modified car,
truck, or motorcycle in Southern Michigan you can call on Bob DuCharme with
confidence. Bob is also very knowledgeable about Farm Tractors and Equipment.
Bob has been a member of the Antique Automobile Club of America (AACA) since 1979. He is an AACA Senior Master National Judge with over 65 Judging Credits. Bob has served AACA as a Team Captain and Deputy Chief Judge at many National Meets and was the AACA National Meet Chief Judge at the 2001 National Meet hosted by the Kalamazoo Region AACA. Bob has also been a Chief Judge at numerous local and regional car shows for AACA Clubs and other clubs.
“Hobbyists Helping Hobbyists”
Bob was the AACA Grand National Meet Chairman in 1991 and AACA National Meet Chairman in 1988 held in Michigan. He joined the Model A Restorers Club of America in 2000.
Bob’s current car collection includes an AACA National award winning 1929 Ford Model A Roadster PU, a 1960 Plymouth Valiant and a 1971 Yamaha Motorcycle. He does his own restoration work including having built 4 Kit Kars.
His territory in Southern Michigan includes: Detroit, Flint, Lansing, Jackson, Ann Arbor, Saginaw, and Midland, etc
Contact Bob DuCharme at:
Phone: (989) 695-5602
Email: DuCharme@i-van.org
Vehicles
Currently Owned
1929 Ford
Model A Roadster Pick-up
Winner: AACA National 1st Junior
AACA National Senior
AACA Grand National 1st
1960 Plymouth Valiant
1971 Yamaha Motorcycle
Club
Memberships
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Antique Automobile Club of America - Saginaw Valley Region AACA |
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Model A Restorers Club - Script “A”
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Credentials and Qualifications
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Certified Appraiser in the International Vehicle Appraisers Network (nationwide association). Expert of vehicle values. | |
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Appraisals accepted by every insurance company as well as banks, credit unions, IRS, and Courts of Law (Expert Witness, etc). | |
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Senior Master Judge for the Antique Automobile Club of America (AACA) with over 65 AACA National Judging Credits. | |
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AACA National Meet Chief Judge in 2001. Served as AACA National Meet Deputy Chief Judge eight times and Team Captain seven times. | |
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Appraisals are accepted by the AACA National Museum, etc. | |
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Appraisals for donations and the proper IRS required paperwork have been accepted by the IRS for qualified donations and tax credit. | |
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Member of the Advisory Panel to NADA Guides (National Automobile Dealers Association). All I-VAN Appraisals are used by NADA to develop values for older vehicles. | |
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Restorer of two National Award winning vehicles. | |
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Member of the AACA Speakers Bureau. Guest Speaker on “Insurance and Appraisals” before car clubs and other organizations. | |
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Automotive hobbyist for over 25 years. |
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Our motto at I-VAN is ”Hobbyists Helping Hobbyists”. Our nationwide association of appraisers is made up of very experienced automotive hobbyists who also are automobile appraisers. As a group we specialize in appraising antique/classic/collectable vehicles. All of I-VAN’s Certified Appraisers guarantee no conflict of interest because we do not: restore, buy/sell, paint, fix, transport, export, or insure, etc any old cars for a living…we are hobbyists first and foremost - we own the types of cars we appraise.
“Hobbyists Helping Hobbyists”
1) Insurance: Protect your
investment of Time and Money. There
are a great many insurance companies that will cover your collector car with
Comprehensive and Collision coverage. However,
many will tell you that your vehicle will be covered for “actual cash value”
or “book value” (ie: they decide what your vehicle is “worth” at the
time of a claim) unless you provide an appraisal.
The best way to be sure that your car is protected properly is to have a
professional appraisal on file with your insurance company and have an
endorsement to your policy indicating the type and/or amount of coverage your
vehicle has. Not all companies
offer this coverage; however, my appraisals are accepted by all insurance
companies that do offer this coverage. My
appraisal will also be of immense help if you’re hit by the driver of some
other insurance company or if that driver is uninsured.
Without an appraisal an unqualified person who is unfamiliar with your
vehicle may be determining how much you’re going to collect at the time of a
loss. Important: did you know that
during restoration in your own garage your vehicle is NOT covered for fire/theft
under your homeowners policy? (only your automobile policy protects your car) Protect
your investment!
2) Selling
a Collector Vehicle: An appraisal can be a tremendous help when selling a
collector vehicle. First, it
eliminates a lot of haggling or “negotiating” because the vehicle’s market
value has been established. Secondly,
offering the vehicle for sale at 5-10% below the appraised value makes a
prospective buyer think he’s getting quite a bargain.
Third, a qualified buyer can use the appraisal to get a loan from his
bank, and other lending institutions, to assist in buying your vehicle (many
financial institutions in Virginia and the surrounding areas will loan up to 80%
of my appraised value).
3) Collateral: The value of your collector vehicle helps to increase your “net worth”.
4) Donation/Gift: The IRS requires an appraisal for any gift to a charity or
eligible museum, etc. Further, the
appraiser must complete and sign the appropriate IRS forms before you can take a
tax deduction for your donation. I
have helped many museums and charities receive vehicle donations and helped the
donors receive their proper tax deduction with the correct paperwork.
5) Estate: Because your collector vehicle has value it is part of your
estate. My appraisal helps prevent
your heirs from being “ripped off” when they try to sell your vehicles).
It will also help your heirs determine how to divide your estate fairly.
Larger estates facing estate taxes can protect against overpayment of
taxes.
6) Divorce: Yes, the “D word”. Don’t
ever let a court or some attorney determine what your vehicle is worth.
7) Buying
a Collector Vehicle: A pre-purchase appraisal could protect you against overpaying
for a vehicle. It can also make a
seller more reasonable in the asking price.
My appraisal establishes the loan value if you’re going to finance part
of this purchase.
8) Claim
Settlement: If you’re arguing with an insurance company over the value
of your vehicle after a loss then my appraisal NOW can be a big help.
It’s not as easy to appraise a vehicle after an accident, fire, etc but
it can be done if not too much time has gone by.
9) Fraud: Did you buy a vehicle “sight unseen” or over the internet
and, when you received it, believe that you have been cheated?
My appraisal can help build your case.
Did you buy a vehicle because the owner said “matching numbers” and
find out later that it’s not? Was the vehicle advertised as having never been in an
accident and you’ve discovered otherwise.
Did you discover flood damage?
10) Substandard
Restoration: Did
you pay for a prize winning restoration only to find out that the only prize you
will win is the “booby prize”? Does
the paint come off in the rain? Is
the chrome peeling three months later?
Back to International Vehicle Appraiser's Network
Bob DuCharme is a Certified Appraiser with I-VAN – International Vehicle Appraiser Network. Our motto at I-VAN is ”Hobbyists Helping Hobbyists”. Our nationwide association of appraisers is made up of very experienced automotive hobbyists who also are automobile appraisers. As a group we specialize in appraising antique/classic/collectable vehicles. Some of our Certified Appraisers also do Diminished Value, Fraud, and Lemon Law appraisals. All of I-VAN’s Certified Appraisers guarantee no conflict of interest because we do not: restore, buy/sell, paint, fix, transport, export, or insure, etc. any old cars for a living…we are hobbyists first and foremost - we own the types of cars we appraise.
“Hobbyists Helping Hobbyists”
1)
Insurance: Protect your
investment of Time and Money. There
are a great many insurance companies that will cover your collector car with
Comprehensive and Collision coverage. However,
many will tell you that your vehicle will be covered for “actual cash value”
or “book value” (ie: they decide what your vehicle is “worth” at the
time of a claim) unless you provide an appraisal.
The best way to be sure that your car is protected properly is to have a
professional appraisal on file with your insurance company and have an
endorsement to your policy indicating the type and/or amount of coverage your
vehicle has. Not all companies
offer this coverage; however, my appraisals are accepted by all insurance
companies that do offer this coverage. My
appraisal will also be of immense help if you’re hit by the driver of some
other insurance company or if that driver is uninsured.
Without an appraisal an unqualified person who is unfamiliar with your
vehicle may be determining how much you’re going to collect at the time of a
loss. Important: did you know that
during restoration in your own garage your vehicle is NOT covered for fire/theft
under your homeowners policy? (only your automobile policy protects your car) Protect
your investment!
2) Selling
a Collector Vehicle: An appraisal can be a tremendous help when selling a
collector vehicle. First, it
eliminates a lot of haggling or “negotiating” because the vehicle’s market
value has been established. Secondly,
offering the vehicle for sale at 5-10% below the appraised value makes a
prospective buyer think he’s getting quite a bargain.
Third, a qualified buyer can use the appraisal to get a loan from his
bank, and other lending institutions, to assist in buying your vehicle (many
financial institutions in Virginia and the surrounding areas will loan up to 80%
of my appraised value).
3) Collateral: The value of your collector vehicle helps to increase your “net worth”.
4) Donation/Gift: The IRS requires an appraisal for any gift to a charity or
eligible museum, etc. Further, the
appraiser must complete and sign the appropriate IRS forms before you can take a
tax deduction for your donation. I
have helped many museums and charities receive vehicle donations and helped the
donors receive their proper tax deduction with the correct paperwork.
5) Estate: Because your collector vehicle has value it is part of your
estate. My appraisal helps prevent
your heirs from being “ripped off” when they try to sell your vehicles).
It will also help your heirs determine how to divide your estate fairly.
Larger estates facing estate taxes can protect against overpayment of
taxes.
6) Divorce: Yes, the “D word”. Don’t
ever let a court or some attorney determine what your vehicle is worth.
7) Buying
a Collector Vehicle: A pre-purchase appraisal could protect you against overpaying
for a vehicle. It can also make a
seller more reasonable in the asking price.
My appraisal establishes the loan value if you’re going to finance part
of this purchase.
8) Claim
Settlement: If you’re arguing with an insurance company over the value
of your vehicle after a loss then my appraisal NOW can be a big help.
It’s not as easy to appraise a vehicle after an accident, fire, etc but
it can be done if not too much time has gone by.
9) Fraud: Did you buy a vehicle “sight unseen” or over the internet
and, when you received it, believe that you have been cheated?
My appraisal can help build your case.
Did you buy a vehicle because the owner said “matching numbers” and
find out later that it’s not? Was the vehicle advertised as having never been in an
accident and you’ve discovered otherwise.
Did you discover flood damage?
10)
Substandard
Restoration: Did
you pay for a prize winning restoration only to find out that the only prize you
will win is the “booby prize”? Does
the paint come off in the rain? Is
the chrome peeling three months later?
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If you collect Automobilia then you should consider having some or all of it appraised to get the proper insurance coverage (and for many of the other same reasons that you would have your collector vehicle appraised).
Automobilia may include, but is not limited to: porcelain signs, automobile toys, art, figurines, books and literature, sheet music, mascots, car parts (ex: brass lamps, horns, hub caps, etc), old auto tools, pedal cars, etc. Mr. DuCharme’s experience and connections in the hobby can produce the proper appraisal of your automobilia.
This page was last updated on 03/12/05.